Go Somewhere: Volume 14

Good morning to 250+ travel lovers. Can’t believe how this newsletter has grown.

Let’s keep it up.

The goal of this newsletter is to equip you to travel more, for less money, by redeeming credit card points for max value.

This is the newsletter that teaches you to book a $1,000+ hotel 80% off with points.

This is the newsletter that helps you book that Europe trip you’ve been dreaming of for years.

This is the newsletter that gets you excited for trips you thought were impossible

Why are you still using a cash-back card?

Some of you don’t need convincing on this. Scroll past this if that’s you.

But I’ve talked to so many people recently who don’t understand the difference between cash-back and points and why points are a better play.

So let’s discuss it.

Let’s say you spent $20,000 and you could get either $200 in cash-back or 20,000 points.

“I’lL tAkE tHe cAsH I tHiNk.”

Wrong. You dummy.

$200 will only ever be $200.

20,000 points gives you a fungible currency that can be redeemed for massive value.

For example, 20,000 points could get you an $800 one-way flight to Europe if you transferred to Air France/Flying Blue.

You just quadrupled the value of your points.

Still want the cash?

If travel is a priority to you, always choose points over cash back. They will unlock incredible value.

The best card to start?

I’d look at the Capital One Venture Rewards or the Chase Sapphire Preferred.

It doesn’t get more simple than these.

What questions do you have?

Dear government, thank you for taxing me.

Said no one, ever.

Except me kinda this year.

Because I can pay my taxes with a credit card.

And I can use a big tax bill I have coming up as a way to get a sign-up bonus.

My wife and I’s businesses made a decent amount of money this year. We’ll owe around $6k in taxes.

That hurts. But it’s gonna get us 90,000 Chase points.

I just signed up for the Chase Ink Business card for my business (record high SOB offer) and will pay my taxes with it next month to get the bonus.

Here’s the catch - there is a fee. Below are the details.

1.82% isn’t ideal to pay… That’s $110 on top of my $6,000.

But it’s going to get me 90,000 points, worth easily $1,500 to me.

I may use those points to do 10 nights at the Hyatt Regency Mission Bay in San Diego.

That’s right - 10 nights on the beach in San Diego.

Listen - this isn’t tax advice.

But if you have a tax bill coming up, (or any big expense), consider opening up a high-value card to put the spending on.

Spend and open credit responsibly, people.

I’m not your parent. I’m not your financial advisor. I’m just showing you how credit card points work - not the perfect financial plan.

Book a trip this week.